Do Speed Awareness Courses Affect Insurance?

Speed-Awareness-Courses-Affect-Insurance-NDORS

You may have read a recent blog detailing our National Speed Awareness Course (NSAC) on the official NDORS website, which is aimed at educating those who have been caught speeding on the road and who have been fired accordingly.

You may be wondering why a speed awareness course is on a grey hound website. Well, greyhounds are know for their speed and if you have a grey hound you might alos be a speed freak so this is an article aimed at those who might be tempted to drive over the limit.

Speeding Greyhounds are like speeding cars

If you have been caught speeding and you have either already completed our course or are in the process of doing so, you may be wondering about whether this would affect your insurance costs or not, and if it could be a point of concern to you. The simple answer is: yes, it will, but it’s important for us to explain why.

First of all, you simply have to tell your insurance provider when the time comes for renewal that you have been caught speeding within the past few years, and have completed a course as a result. If you don’t tell them and they find out later on, then this can result in your insurance being revoked, and/or you receiving a further financial penalty from your insurer. You may be thinking “but it’s only speeding”, but speeding takes up many forms. Speeding could be accidentally going faster down a hill, or slightly going over the road’s limit, or it could be doing double or even triple the road’s limit, which as you may appreciate is very dangerous and, in severe cases, could lead to major incidents. Your insurer is none the wiser if the explanation is “speeding”, so you have to let them know; if they find out at a later date, and your speeding did result in an accident, then you will be in a much worse position at that point.

Driver Awareness Course UK
Driver Awareness Course

Secondly, it demonstrates to your insurer that you are being honest and up-front with them. The whole point of insurance is to cover you in the event of an accident which is out of your control, so if you are telling the truth about you speeding, they are more likely to state your case should you suffer a bump or a breakdown on the road. If you are not honest with them, this may be less likely, especially if it turns out that you have a history of speeding on the road. By being frank, their trust remains on your side even though you have been caught speeding, and completing our course indicates to them that you have learned your lesson and have moved on. In the short-term, it impacts your insurance costs, but long-term, you will find that this becomes less of an issue.

Finally, it acts as part of the logic to keep you from speeding again. So, you’ve been caught speeding and you’ve paid your fine, you’ve received points on your licence, and you’ve completed your course. But then you find out that your insurance costs have increased as a result. You may be unhappy, but if this wasn’t the case, would you really learn your lesson, especially if you are young and new to driving independently? However, increased insurance costs are a reminder to you: “I was caught speeding, and because of this outcome, I will not speed again”. Besides, if you were caught driving dangerously, as in speeding between lanes or on pavements in busy roads, you would expect that your insurance provider would hit you in the pocket as a result, so why wouldn’t this be the case for speeding, considering the potentially tragic consequences of speeding at an extreme level?

So, yes, attending a speed awareness course will impact your insurance costs, but hopefully we have explained why this is the case in sufficient detail. You can find out more information by visiting our website at www.ndors.org.uk.

Indestructible Dog Toys UK for all breeds and Puppies

What are dog toys?

Dog toys are designed for fun, bonding, mental stimulation and increase dog exercise. These are part of the potential benefits a toy will bring to your pooch and if you continue  down this article.

Dog toys come in many varieties, including dog bones, puppy toys, balls, tug toys, training aids, squeaky toys, discs and frisbees, plush toys, and sticks. Most UK families have Labradors, Spaniels or Golden Retrivers and all these breeds are powerful dog breeds and are known for being strong chewers. Therefore, dog toys to these example of dogs will be shred to pieces and hence why we are going to talk about indestructible dog toys below.
Research by dog charities show that 5 particualr dog breeds often end up in emergency vet services and they include: Jack Russell Terriers, Labrador Retrievers, Golden Retrievers, Beagles and Pit Bull Terriers as they are considered heavy chewers. Therefore, need durable toys to stimulate them.

What are indestructible dog toys?

While no dog toy is completely chew proof, some are more durable than others. There is one company that is a pioneer of indestructible toys and I have bought a few toys from them for my puppies and senior dogs for friends. Have you heard of Kong? If you haven’t google them and every pet blogger writing about dog products will atleast put their toys on their list. I usually say, there is no point asking forums what is the best indestructible toy, go ahead and try kong. It wont burst your check book and once you try coem back and leave a comment what you think of it.
As you’ll see from reading reviews of dog toys, it’s hard to find one toy that has all 5 star positive reviews. One toy may seem indestructible to one dog breed and their owners, yet fall apart for others so its highly advisable to always inspect the toy before you hand it to your canine friend as you dont want it to fall apart and then end up going to the vet for scans to see if they have swallowed parts you can’t find.
To define indestructible dog toys would be hard for the reason mentioned above. However, most indestructible toys tend to be chew toys which are designed to be chewed by animals for purposes of stimulation and relief from boredomsay. This are ideal for puppies and materials used for these toys include durable rubber, hard plastic, raw hide and mineral.

Where can I buy the Best dog toys?

Since Amazon is a 24 hour market place and you have some guarantees when you purchase from them I like sniffing around the pet supplies section to see what is selling the best and then find a local pet store to order. Most of the big pet suppliers have stores on Amazon and Ebay so you can as well just order straight through them and you will get the same quality product at a bargain most times.

This article has been provided courtesy of rangersdog.com/indestructible-dog-toys